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Brownsville, Texas CD Rates – 18-Month

You are viewing rates from banks across Brownsville





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Brownsville, Texas . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Brownsville, TX - August 1, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Rate History: 4.45% → 4.25% → 3.90% → 3.80% → 3.70%

| Jan 2, 2024

Like others, I've been with Capital One and its predecessor ING Direct since 2007. I've also been getting cheap bank rates on my savings account and didn't realize that there was something better, although... Read More

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

0.75%

$10,000

0.83

Learn More

0.67%

$2,500

1.64

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0.60%

$100,000

1.79

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| Sep 3, 2021

I could not keep up with the fee's being charged. Had to move to a credit union to stop the bleeding. Customer service was useless. Read More

| Sep 3, 2021

I could not keep up with the fee's being charged. Had to move to a credit union to stop the bleeding. Customer service was useless. Read More

| Sep 8, 2021

Just moved to south Texas from Oregon, and needed to open a local checking account. I liked the name, Lone Star National Bank so decided to give them a try; and am so glad that I did. Went to the lobby b... Read More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| Oct 7, 2019

Just recently had the pleasure of doing a finance of some rental units. Mr. Hale and his staff were very professional and efficient in this process. I highly recommend them to anyone in our community. Read More

0.25%

$10,000

1.79

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| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

0.05%

$10,000

2.83

Learn More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Brownsville, TX - August 1, 2025


Branch Street City State
Capital One, National Association
Capital One, National Association Branch
3275 Boca Chica Blvd Brownsville TX
Wells Fargo Bank, National Association
Brownsville Downtown Branch
744 East Elizabeth Street Brownsville TX
JPMorgan Chase Bank, National Association
Boca Chica Branch
2300 Boca Chica Boulevard Brownsville TX
First Community Bank
First Community Bank Branch
470 E. Morrison Road Brownsville TX
Rio Bank
Brownsville Branch
3401 Old Hwy. 77 Brownsville TX
International Bank of Commerce
Downtown Branch
630 E Elizabeth Brownsville TX
Texas Regional Bank
Brownsville Banking Center Branch
3450 Pablo Kisel Boulevard Brownsville TX
Texas Regional Bank
Brownsville Banking Center Branch
3450 Pablo Kisel Boulevard Brownsville TX
Lone Star National Bank
Brownsville Branch
3300 North Expressway 83 Brownsville TX
Falcon International Bank
Falcon International Bank Branch
2200 Boca Chica Blvd, Suite 100 Brownsville TX
International Bank of Commerce
Downtown Branch
630 E Elizabeth Brownsville TX
Texas Community Bank
Brownsville Boca Chica Branch
3505 Boca Chica Blvd. Ste. 109 Brownsville TX
Bank of America, National Association
Boca Chica Branch
2635 Boca Chica Boulevard Brownsville TX


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PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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